007
i am sure if a wrote a list of when and when I would not use the chute it would probably not be miles away from your own.
Not over a built up area if I could glide clear to a better area and then pull it or force land.
Imminent incapacitation at any time.
Engine failure? Not over open fields or strong wind days but yes over inhospitable terrain dense forestation etc.
Structural failure yes anywhere.
Loss of control and unable to recover? Yes but maybe get some proper training on how to fly!
At night YES
Over fog banks YES
Over water smooth maybe rough and windy probably.
Important as you say is to have a plan and be clear in your own head
Pace