Wokka,
That's one of the NEM considerations isn't it? I couldn't agree more; for some folk, hanging on until 60 will be a financial no brainer.
It depends what group you’re in. The easiest group are those aged 45 or over on April 1, 2012 who will remain on their current pension scheme, and will be able to draw their full pension at age 55 so are protected from the impact of ’15.
It seems as if it won't apply to you, but the first people outside the protected group currently due to retire at age 55 still have more than nine years left to serve (it consists mainly of JOs on PCs but also medical and dental officers on Intermediate Commissions, and some JNCOs who were aged under 18 on joining).
edit: If you're on FB, I have just started a community - search for Armed Forces Pension Scheme Help and Information Exchange (snappy huh 
?). Hope to see lots of folk there.
Last edited by Al R; 4th Jun 2013 at 09:39.