I'm amazed that any bank would lend £8-£50k to a 19 yr old. I had difficulty getting a £500 student overdraft at that age. Banks have a responsibility to the applicant as well as to their shareholders.
Instant gratification is all very well but you could end up financially crippled for the rest of your life.
Why would you want to saddle yourself with that level of debt when you can apply to sponsorships??
What is wrong with the traditional way of getting money ie working for it? Surely 1-5 years of applying to sponsorships whilst working would enable you to save some money, should your applications prove to be unsuccessful.
Best regards
It's happening - I'm turning into my dad!!
[ 18 August 2001: Message edited by: Blindside ]