Sharfted G,
I wouldn't say that they are unprepared for their retirement, more that they want all that they can get, and I suppose they are entitled to chase after it it. However it maybe at the expense of everyone else and they have Alpa lawyers(who only represent the top hundred or so Air NZ pilots anyway) batting for them. Will the majority get shafted by Alpa? Does the Pope wear a silly hat? Does a bear....
If you've ever tried getting Alpa to get off it's backside and do anything for you you'll know what I mean.