We need to identify a wide range of contributors to gain an understanding and the reasons why they might come together at this point of an approach, and then teach pilots to recognize these and avoid the situation.
Forget the wide range of things to blame from management excesses to the local dog on the runway. And forget the never-ending list of other excuses for crashes. As with so many crashes in that part of the world, it all boils down to one thing - and that is ethnic culture. The "Real men don't go around" culture which includes the centuries old Loss of Face syndrome. Plus the stunned mullet shock of "it can't be happening to me"
The Bali debacle is so very typical. Short final - sudden loss of visibility due blinding rain typical in those areas - keep it going down mate because we'll be through this lot in a couple of seconds ... **** this really is heavy rain.... only a few more seconds and we'll have to go-around - OK going around..SPLASH!... too late