Forgive me Al, where is the future first and second class state pension on present politics? I am aware that I (and my wife now) have to all wait to age 67 (that is £50,000 she has lost by that age if I die before, a gross change since we planned our retirement) and, the qualifying years have risen to 35...GITS! Yes, bus passes, winter fuel payments etc will be means tested soon but, have they announced means testing for the basic state pension? They will, before 2015 IMO!
OAP