We try and train commercial pilots out of that crap.
The other time is when an engine goes bang then you discover that there is not enough runway infront of you to stop.
Then of course just as your rotate maybe you can't climb and hit a hill or a mast.
Then you might go for struggling round the circuit in the wrong direction and forget that Vmca goes through the roof if you start banking towards the dead engine and while your struggling to hold height you suddenly run out of rudder and loose it and spin in.
But hey engines very rarely fail on takeoff do they thank goodness.
The guys that seem to not care and take the piss the most tend to be the ones with a fair bit of experience with single engine GA work when its never really made much difference if they were over weight. They are also the ones that seem to think height is safety in a twin and go for V2+10 climbs all the time. Try and explain to them speed is safety and terrain separation is assured if you follow the performance sheets in a twin and its just alien to them.