Maybe Bymon can work better with a graph. Here ya go:
How ETF And Mutual Fund Expenses Stack Up | ETF Database
I admit I got it slightly wrong, I will in fact have $200,000 more than you at the end if you insist on sticking with the "free" C fund.
The BlackRock boys ordered another five magnums of Dom Perignon last night and they send their regards, thanks, and (surprise!) more recommendations of which funds they think you should be involved in.