If there is any justification I suspect much of this is directed at the rare exceptions. I think most pilots do a pretty good job of policing themselves
This is true. I normally do an FAA IPC (Instrument Proficiency Check) every two years, despite not needing to, as this is probably about the frequency that I travel to the USA these days. It also re validates my IMCr and also proves to the FAA flying school that I am competent to take their aeroplanes so kills a number of birds with one stone so to speak. Last time I combined this with learning to fly the Cessna C510 which was a lot of fun !!!