You are definitely high on the approach, both "visually" and according to the PAPI indication, but with a 1000 fpm ROD, you estimate that a touchdown on the TDZ can be made, keeping all others parameters within the stabilized approach concept. In those conditions, you cross the THR at 100', but the touchdown is done within the TDZ, maybe in the final section of it, but still within the TDZ.
That approach is a shambles, and you should go around.
.... it just depends on the situation, given SOP's don't say you should go around
Are you sure about that? They may not specifically say that you should go around if the PAPIs show 4 whites, but that approach you describe is not stable.