Hi, Andrew...although i have been lucky in being provided with most of my funds so far i have still been doing work anywhere and whenever i can. I was at Uni studying Avionic Systems engineering but i got bored and I am now studying for the ATPL writtens.
I only have 120 hours TT, but a night and IMC (well...nearly IMC I have the test this weekend).
I also know a bloke at my club who works for the club and has just completed his PPL!...without paying for it...he just has to work the deficit off...by doing free work.
Aim for PPL, Night, IMC and multi before thinking about getting any sort of loan.
And remember you have to have a CPL before you can instruct!
Cheers
Tom