Hi Wannabapilot,
I agree with those who say never pay up front.
However, if you really feel you want to risk bankruptcy in return for a mess of potage, at least ask the FTO whether your hard earned dosh will be held in a separate client account.
In addition, what insurance are they providing in the event that fraud should be perpetrated on your dosh by any of their servants or agents.
C'mon Puss, lets get the stick in the air. We've got to go and bomb Slough with wicked spells.