If you go into a brokers with say five grand to invest, they will sit you down, give you coffee and start checking your attitude to risk. 'How do you want to play it....how much excitement would you like'. All eyeball to eyeball stuff, as each party assesses exposure / risk / reward etc..
Except in Seville's case there was no risk involved for any of his investors. 'Risk' means that there is at least some uncertainty concerning the outcome. When you play the lotto you take a risk, because though it's likely that you will lose your stake, there is a chance you might win.
But if you take cash-money and throw it into a fire, there is no risk. Just an absolute certainty that you will never see your money again.