It is your money and it is your responsibility. Bit like your health really, you can't delegate looking after it to anybody else.
You might not have the knowledge (at the moment) to plan for your retirement but you have to
make time to learn about it. Really, you don't need to spend more than a couple of hours a week on it. Financial planning isn't rocket science and most "advisers" aren't great either, especially in Dubai. Nobody will look after your money as well as you because it doesn't matter as much to anybody else.
Take advice from as many people as you like but make an informed decision based on what you
know not what they tell you. Never, ever buy a financial product you don't understand completely. If whoever is offering it (bank, financial adviser, whatever) can't explain it so you do understand you are talking to the wrong people, possibly about the wrong product.
Finally, never take financial advice from pilots. We are almost without exception idiots when it comes to money.
