Ask yourself. Are you prepared to put your money in the hands of an inexperienced nice guy just because he is from you own country?
I have been chased by the same guys. Including holborne, who besides having funny commercials, are no different that the other commission chasers.
Sell you an off the shelf product and hope for the best. As individuals that all we are privy to. Supermarket products.
The guys that the company provides are not much use either!
We are basically XXXXed