Thanks for the replies. I'll try SPVA and Xafinity first as they're free - £30 to get a question answered by the FPS is a bit steep! I'm happy with everything else, it's just the "tricky Johnny" question of what happens at 55 if the Immediate Pension is abated and also reduced due to commutation.
I can see only 4 outcomes really:
1. Remain on abated pension with commutation deducted and no index-linked inflation increases on abated pension
2. Commutation deduction removed but no index-linked inflation increases on abated pension
3. Commutation deduction removed and index-linked inflation increases applied to abated pension
4. Commutation deduction removed and full index-linked non-abated pension paid
I always was cr@p at multi-choice but I hope it is 4 or maybe 3. Everything else would be sub-optimal...
CPL Clott