I think I'm not communicating myself well enough, I DON'T AGREE with the system, NOR do I personally hold a B1/B2. I'm just stating some facts of our situation. As harsh as they are.
Don't have the spare cash? It all depends on your priorities I guess, I'm sure you could add the 2K to a mortgage or personal loan, you could also sit the basics and hand in elec SOE. There are ways that don't cost too much.
Sorry if I offended anyone, that was not the goal.