It would depend upon whether you limit your "value" to sheer money or not. In reality are we not really talking but about one passenger?
If we limit the threshold to Ten or more Pax....that means the first nine don't matter at all but the Tenth does.
That has always been my angst over the More than Nine Seats concept.....especially when the Operator takes a 14 seat aircraft and configures it for nine seats and two pilots....conveniently avoiding the threshold.
So I ask you 212MAN......just what is the "Value" of a single human life?