Thanks for that advice it is really appreciated, with regard to going commercial. It is something I have put a lot of thought and research into lately, and something I would love to do. However I am very realistic and know that unless you have a spare 90 grand lying about going down that path at the moment is very risky. I have been keeping my eye on the cadet schemes by various airlines and intend to apply. I see this as the only feasible way for me to move in to this career at this time, you have the security of a job at the end of it and therefore the money. (I take it I am right that in these cases a PPL is not necessary as you have to do it as part of the course anyway!?)
However! In the short term I see no reason why I should just enjoy my flying for what it is, hence why I am considering micro's.