First seeking / getting finance advice from CTC? Seriously?
They will not care, they just want your money, and believe me, I have been in business for 20 years, anything can be made to seem achievable, as long as the "right" manipulation of numbers are presented!
You are young, and what guys here are telling you, do not put all your eggs in one basket! The industry is full of guys who have ended up spending much more than the FTO!
A friend of mine, went to OAA, than paid his own TR, paid line training hours, and than paid more line training hours, in the end he got a job, but.... long time after he had spent close to £150.000! And he is making £1500 - £2000 a month, do the maths!
The potential to fail lies inside yourself, unless you get into BA program, forget the integrated course, in my honest opinion! So far you have been sold a dream, but with your age, don't get lost in their sales tricks!
First there is NO pilot shortage, NO pilot shortage upcoming, unless you have loads of experience, that is how they manipulate the truth!
I would always recommend modular, get do a FIC, work in the grass-roots for few years, and it is still possible, I have seen loads of guys the last 18 months get better jobs this way recently!
You see, your head is not in the right place, you do not really see what is going on, doing this for the money, yes of course, but you can forget to think about money for the next 5 - 10 years, that's how bad it gets!
Thinking about Monarch etc., first you need to have rating, experience, an interview - one step first!
As a pilot you get a very limited set of skills, not to be used for much else to be honest, build your skills now, fly for fun, build hours, instruct etc., study something that can be good, for the day you are searching for the flying job, so you can still manage your debts, and survive those years until you get a good job! If you ever manage, that's the truth and reality, I know these CTC and OAA, like to put photos of students they had with jobs, but they do not put the pictures of the guys who did not get jobs, who have left the business after leaving £100.000 with these FTO's, and having to either work at Tescos or go back to school and get another skill!
One guy I knew from OAA, in his class of 25, 3 had jobs, and that was with RYR, the rest had nothing!
When the money is gone, you have burnt your bridges for better ways to achieve your goals!
With CTC, don't get fooled by their golden promises, you know what they will say, words that are so hollow, but making sure you believe in yourself enough that you will part with your money!
Because you are special? Different than the other thousands swimming around in a enormous pool of Wannabe pilots desperate to sell their soul to the devil to get anything remotely similar to a flying job!
Regarding the medical, it does not need to be something obvious in your family, still there might always be something, many have had their dreams shattered for things they never considered an issue! First step before you even dream about this is class 1 medical!
Can be colour vision, EKG tests etc., you never know until it is done!
Last edited by truckflyer; 23rd February 2013 at 23:30.