Your examples given is not exactly flying around highly populated areas where there's a great risk of endangering innocent people when you pop out the bottom... If there is a bottom and you don't meet a decent field first now is it.
As pilots we're paid to take the risks, but we should also be capable of managing those risks to ensure we don't put others at risk to.
As I said, it is MY opinion, just like everyone else has theirs.
Crab, we've all done it, and we were well practiced in it, but if there was never a risk of it happening then why practice it. Unfortunately we're discussing VMC on top where people can be suckered up with no options and not IFR where it's planned and the risks accepted.
All I'm saying is it would not be my decission to continue "over" those weather conditions with no ground within 10 nm in a single because you never know!
Anyone want to go halfers on a twin I've seen?