I think that is a simplistic treatment.
Most accidents can be blamed on the pilot. But in a very large number of cases, different aircraft characteristics would have prevented or alleviated the accident irrespective of the pilot's ineptitude. When we certify an aeroplane we are not actually trying to produce something which can't be crashed, or something that can be flown well. What we are trying to produce is something that should not, under normal circumstances (including moderate pilot ineptitude) won't have an accident.
After that we have twin objectives of something that'll do the job, and making sure that when it does all go utterly pear shaped it'll be survivable.
G