Can't blame the airline for the P2F schemes. It puts more money in the bank for the company and bonuses for the executives. However their greed is clouded by the importance of the safety of operation. 2 fully qualified crewmembers in the front. Not the Captain who is becoming a baby sitter and the wannabe in the right seat who'se along for the ride.
P2F schemes undermines the ethics of our industry. P2F schemes undermines safety of operation. P2F schemes continue to lower the bar. P2F schemes erodes respect and integrity.
I'm all for training bonds. Pilot does not complete his/her obligation, then a prorated amount is paid to the company. No repayment? No release of records to next carrier.
Bottom line, IMO, there is no place for P2Fers in our industry.