that comes to a sensible budget of circa £91,500 to £101,500 at the top end!) This is all ab-initio.
If the cadet went to university first, you can easily add another 20-30K to the personal total debt figure as opposed to just flight training debt. I guess car loans, credit cards, etc. Could add another 20K.
And interest on the loan payment whilst in training? What rate are these guys paying? Even at low loan interest rates of 3%, thats another 6k of debt on top for two years before re-payment has even started.