Why not just go for the full fat PPL funds permitting? You already have your class II medical. Then you can do your IMC rating; I think you have until April 2014 to do it in it's current form although don't quote me on that. It's the single best rating you can get.
Apart from increasing safety (I believe only one IMC rated pilot has ever been killed due to loss of control in IMC) it also means you can get back from somewhere if the weather turns dog where otherwise you might have been looking for a hotel for the night.