Buy a boat. In the past it hasn't been the best option (cheap real estate pricing and low interest rates, combined with small downpayments favoured real estate). Now, with the new tax, and real property at all time highs, the boat option has come into it's own. You can have 3000 sq/ft and a 'resort' lifestyle for the price of a modest two bedroom apartment. Further, you can get almost 100% financing, with no taxation issues (either on the front or back ends). For a family, it is a great option, with 5 bdrm boats available. Moved into DB marina 4 years ago and have never regretted it a day. Boats have increased in value 15% year for the past 3 years.