HK Life,
(hopefully you're not like airgent and others who will take this advice as a personal attack)
Instead of looking for the quick now-now-now path into a big shiny jet that will see you head down an unhappy and low paying career (if you can call it a career) with almost no way of saving for your retirement, why not go out there and get a job suitable for a low hour pilot. Then you can become a higher hour pilot and apply for suitable jobs, then become an even higher hour (and experienced) pilot and apply for a reasonably good package at a reasonably good airline (that doesn't treat their employees like CX does).
Trust me, you'll have many enjoyable and worthwhile experiences along the way, especially if you get into single pilot IFR in strange places doing even stranger tasks.