Or...you could stay the course with a market banging up against a 52 week high and wait for the debt ceiling debate to sort itself out before watching your retirement funds gain value as the market goes higher. The whole OMG! its a fiscal cliff better go straight to cash call at the end of December hasn't worked out for too many people now has it.
No offense but if you can predict a market top accurate to within a few days..i have a few friends who run hedge funds that would pay you hundreds of times more than you are making now to come work for them..feel free to PM me details
