While I agree with the points that have been made in the last few posts I think a few people have maybe overstepped the mark in making their point! I think our friend(s) from Jerez will get the point that is being made and Le-Slat did try and re-phrase his thoughts in his second post! Remember for the same money for an FI rating you could have a stab at the CTC scheme - have you applied there yet? The bank manager might be knocking at your door but any investment for CTC or an FI rating is really a 'means to an end' so to speak. There are a few options open to those with low hours but examine every option very carefully. With the punch up in Iraq looking very likely then getting a foothold into any type of aviation might be a wise move!