Quote:
Steve1234, your friend is in the very difficult position of having to either commit insurance fraud, or cough up for the damage from his own pocket
Unlikely. Assuming the fraud is detected, which most here seem to think probable, the choice is between:
(1) cough up for the damage from his own pocket
or
(2) cough up for the damage from his own pocket and be convicted and sentenced for fraud.
Well the club will obviously be hoping that the fraud wouldn't be detected. Presumably they would falsify their records, tech logs etc. to tally with the pilot's log book and make him appear current. How likely that would be to work, I don't know!
I know from experience that car insurance companies send out investigators for 'total loss' claims, basically looking for excuses not to pay up. I imagine the same would apply to aviation insurance.
Not a great situation to be in!