Britannia is I believe now the only substantial UK airline offering a final salary pension scheme to new joiners.Continuance of a final salary pension scheme for new entrants was an important part of this years pay deal.Having all pilots as part of the same pension scheme (albeit with differing benefits subject to date of joining) was considered vital to the future cohisiveness of the pilot workforce.We live in difficult times but remember adequate final salary pension provision is vital, nothing more than deferred pay really!!.So called money purchase schemes at the level of company contribution offered in this country in reality are nothing more than company sponsored saving schemes, all the risk lies with the individual.