Incidentally, anyone hoping the insurance industry will save their jobs...
...what are you smoking?
I've been to Lloyds of London, and have had the pleasure of dealing with insurance underwriters, and in my experience they tend to be a decidedly unromantic bunch. If they think there is money to be made, they will insure it.
What tends to make insurers suck the air through their teeth and say "it'll cost you" is as soon as you say "well, that bit depends on skilled professionals doing their job properly."
Your average insurer loves automatics. They don't need to work 100% of the time to be insurable - they just need to work a relatively predictable amount of the time to be insurable.
Anyone who does think that insurers will refuse to be a part of this needs to answer the following simple question first: How does Air France maintain its insurance coverage?