when you come back negotiate with coop bank, get a personal loan from any bank to pay off coop banks debt. say your training cost 5 million plus 2 million embraer or 737 simulator , get a personal loan of 7 million and pay off this debt. they might charge u an early termination fee of like 2 percent. a loan of 7 million u will be deducted about 150000 for 60 months only. with kenya airways paying u say 300000 a month, u will comfortable pay that in 60 months. instead of paying 133000 times 96 months which is 13million plus 2 million for the rating bonding 15 million. in those eight years the extra 15 minus 7 million u paid kq u can buy a 172 take it to wilson to instruct students.