I took the grass roots approach, I worked in flight operations on a four on four off basis and I now instruct part time whilst working as a manager within the Aviation industry. My debt is less than 20K and will be repaid in 18 months. I know I don't have an airline job at the moment, but thats not a problem as the industry will recover and my flying hours are increasing all the time due to the instructing.
The amounts talked about here are amazing, did someone really just say 130K!!!
Please don't do this, save some money and go modular. The 10k you have saved up is a good start!!!!!