During three and a half decades of flying for a living I've lost over two dozen colleagues and friends. Some of the deceased were very close, including my best friend, who was doing the same job as myself at the time of his accident.
I'm deliberately not joining in the "strongly against" campaign on this subject but there's one thing I have learned always to bear in mind.
It's this: "What would the accident inquiry and/or the insurance company have to say?"
The latter is of increasing importance, irrespective of what we would like.