Yes, I wonder why pay isn't mentioned? Surly if that was a selling point, it would be there, correct? If you pay well, don't you use that in your advertisement? You don't think they are playing on boyhood dreams, and vision of shiney airliners, to get you to pay no attention to the actual number transferred into your HSBC every month do you? I am continually astonished at how expensive Hong Kong is, and is becoming every day. I feel quite bad for these bright eyed chaps, coming with the best of intentions, that are going to get financially slapped silly.