Cirrus Spin Testing and BRS;
It was once put to me that the SR20/SR22 did in fact complete the entire spin testing envelope in order to meet the European Certification Standards. EASA and other Authorities were never going to allow a 'rubber stamp' waiver when it came to spin testing and recovery.
It was also put to me that the POH statement of activating the Ballistic Parachute in a spin etc. is there mainly to ass-cover for liability protection.
(BTW: The product liability insurance paid these days by Cessna, Cirrus Et-Al on every serial number, makes up a HUGE part of the cost of an aircraft).
Also, Insurance Companies apparently kinda like the idea that the Occupants almost always WALK away from a BRS deployment and there is almost always very little collateral damage on the ground (no swath of burning aircraft through suburbia or through 200 meters of crops and fencing). Injuries/Fatalities and property damage are often more expensive than the $500,000 aircraft or the $50,000 - $100,000 chute repack and repair.
However, nothing beats Pilot flight currency, regular recurrent training, proper flight reviews and knowing the ins and outs of the aircraft you fly.
Safe Flying out there.