Brett.....
I notice the 'go 4 it' type of reply comes from PPL holders (mostly) who perhaps them selves are 'going 4 it'.
I do accept that I may appear (am) a little jaded but I too was faced with the same dilemma 4 years ago, now at 45 with an ATPL I am still instructing and waiting for that first break in to the shiny world of jets and jet props.
Times are very hard for us all at the moment, and the likes of you and me are not getting any younger.
If I had my time again, would I do it all over again?............NO
As Foggy said, if you're going to do it, you're going to do it. Just be a little realistic in your expectations eh?
By the way, for every pilot who HAS made it that you do hear about, there are DOZENS who have NOT made it that you don't hear about.
All the best
JWF