Goldthop,
If you're living in the U.S., you definitely need to go with CREW as their Health Insurance covers the U.S.
PARC has BUPA for Health Insurance, and although it works really great almost everywhere else in the world, it does NOT cover U.S. Residents. Although the deductible is around $300/year, the coverage is really good and covers alternative treatments like Chiropractic, etc. A major drawback is Preventative Dental - There is none. You only have dental coverage for emergencies. Finally, as you are the only person covered by PARC, you have to pay for additional family members, but the cost for providing additional coverage for family members is not that much higher than other U.S. Carriers.
On another side note, depending on your residency status (and since this thread is for Air Japan - You don't have any in Japan) should you go with any other contractor other than a U.S. based contractor like CREW, you will be liable for 15% taxes on Social Security, as opposed to 7.5%.
If I were you, I'd stick with CREW if you live in the USA based on the information above. The guy's at HACS/CREW are a good people. PARC is a good option if you don't live in the U.S., but at the end of the day (just like every contractor out there), they're all snakes in the grass.
Aloha
Last edited by blink; 9th Nov 2012 at 22:20.