Mashreq Bank for many years. Had car loans, mortgages without too many headaches. Once you get to gold member status (which I believe is determined by how much the wife uses the credit card), it becomes a breeze. Their internet banking for transfers etc. is very good. The many many many calls from them to tell me the latest offer they have is annoying, but have learnt their numbers to ignore. I give them 8/10
CG