Yes, that is true, but I intend to pay as I go. I won't get the 22K price (which by the way assumes flight training in the US, in the UK it is 27K I believe).
That is the beauty of modular! The extra cost is compensated by the fact that I can keep a job (source of funds) and is not as risky as paying everything upfront (big mistake). It might take a bit longer but it makes my dream come true!
Hopefully if I am employed as a flying instructor I will get lots of free flying (and some extra cash for food!
Lets just wait for some more comments about this!
Thanks for the comments so far!
Good luck you all!
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TheNavigator