Yes. At the other end of the spectrum, I am seeing fATPL's who (in many cases) didn't have an hour to their name two years ago, with training debts around £85K in most cases, (none in a couple of cases who earned and saved previously,) now on permanent contracts flying around 800 hours a year, type rating paid by airline, full benefits package, grossing a quarter of a million pounds over the next 60 months and in many cases likely to have repaid those training debts in full over that same period.
Sensible investment? Cost effective? They think so, not surprisingly. Where would they be in 5 years time if they had chosen to "economize" two years ago? Where will they be in 5 years time? They will likely have 4000 hours each, and be eyeing the command selection lists.
Choices, money and luck!