DHE Insurance Liability
I have recently heard a discussion regarding Tennants liability in a DHE property and about what level of insurance is required. There have been some surprising issues discussed which has brought about several grey areas. Unfortunately to top it off there is no clear guidlines laid down in any DHE handbooks.
The general understanding has been that Tennats are liable for damage to fixture and fittings due to negligence (fair enough-as per the handbook), but what is the limit? What if whilst away somewhere your house burns down along with your neighbours...are you liable for everything?? I would be grateful if anybody has any idea what the actual liabilty you should be insured for should be.
In the light of the current climate it is nice to get admin squared away early!