Ollie,
It seems like the only option you have is to find a job that pays you a fairly decent salary which you can live off and use the bit left over to learn to fly. You're young and you have loads of time to get the training done because the economy is in a crap place right now and even if you walked out of a flight school tomorrow with a CPL ME IR, you won't be getting a job for a long time to come.
Good luck.