do the type rating! once your licence is a year old with no flying it is almost a useless piece of paper and you still have training debts!!
yes 30k is a lot and the pay in the first twelve months is crap, in fact it is almost the same as an fo turboprop pay but you dont see many turboprop fo going to emirates do you!! most guys at my base uk (worst bases in winter!!)average 55 hrs across all the fos on about 60euro an hour( i think, not sure) so work on 3000euro a month.
what can you earn pulling pints or flippin burgers!! and will that give you experince for another flying job.
The aviation market in europe is dead so what do you do? get a job so that you are gaining experience or wait it out and see what happens when guys are just out of flying school and a lot more current.
as much as the ryanair deal sucks what other companies are recruiting cadets that dont make you pay for the type!!!
good luck with your choice but remember the ink on your licence is drying fast!!!!