Hi IRS, i'm sorry but your info are not totally correct,
If you pass your assessment then you pay the remaining line training
fee.
as far as i saw everione payd upfront, after you fail you get more or less 70% your money back after months , plus travel, leaving etc etc you loose about 10000 and more dollars.
There is an average wait of 2 months before you start actually flying,
Sorry but this is totally incorrect... the lukyest one i knew started after 5 months, i know people that is now waiting 8 months... average 6 ( JAA HOLDERS )