The old saying if it flies floats or F--ks rent dont buy holds true unless you hit the magic 300 hrs pa?
20K for 100 hrs is still £200 per hour.
If its yours its yours which as stated can bring incalculable benefits but do add incalculable down sides too as well as huge costs if things go badly wrong as happened in my group of 4 when one of the four decided to crash it not once but twice. We got a fraction of the cost back on sale with the accident history and loads of down time due accidents.
Unless you are a high user renting will usually be cheaper and at the end of the day you walk away!
But still dream of a field a small hangar and a Husky waiting to be fired up after breakfast on a pink summer morning
Better option get someone to pay you to fly their dream machine.
Pace