No need for fancy theories, the banks are getting worried about the massive loans that are not being repaid and the government is worried that they could easily end up having to bail out the entire banking sector.
So the banks are having to call time on the worst miscreants before it all collapses into disaster. The usual suspects are, of course, crying foul.
I expect Aric will probably make some token payments to the bank by not paying the staff and the fuel suppliers etc. In the end ARIK is a money pit and it can only end one way.