Scud running happens - as you know it is far from ideal and a lesson I suspect we all encounter sometime. Its not ideal however, be careful, as I am sure you know its a real potential killer. It is true to say that even when not forecast it usually is the pilot's fault to get caught out in this way.
Near misses happen. To be fair two in that many hour is a lot. My average seems to be one every thousand hours. You might do as well to consider why they occurred and if there is anything you could have done differently.
However also to be fair in the early years of flying we think a near miss is something with a few more years wouldnt even rate as a close encounter.
. Moreover the stats. prove the chances of a near miss turning into a collision are incredibly remote, not that I am sure that should make us complacent.