I paid for PPL then went with the bank for hour building, CPL and MECIR funds.
I finished and then spent a further 3 years working overtime at my full time job. Eventually I refinanced the loan to get a lower repayment I would be happy to take north with me.
In hindsight I wish I had saved up then used that to pay for my CPL and CIR.
Probably would have taken just as long and cost less in the long term.